Loan Options

Loan Options

Purchase

United Bank Grants

Are you Looking for Down Payment & Closing Cost Assistance Grants?

Conventional Mortgage Options

Are you looking for a range of down payment options?

High Balance & Jumbo Loans

Are you looking for a high balance or jumbo loan?

 

VA Loans

Are you a Veteran, Active Duty or Military Spouse?

 

USDA Loans

Are you looking for a home in a rural or country area?

 

Bridge Loan

Do you need to buy your new home before selling your current home?

Second Home or Investment Property

Are you looking to purchase a second home or investment property?

Doctor's Mortgage Program

Are you a Doctor, Veterinarian, Pharmacist or Dentist?

Condo Loan

Are you looking to purchase a condo?

FHA Loans

Are you looking for a low down payment option?

ARM Loan Options

Are you going to live in your home for a short period of time?

New Construction & Renovation Loan Options

Are you looking to purchase a new home or build a home?

 

Lock & Shop + Safe Rate Protection

Worried about fluctuating mortgage interest rates while searching for your new home?

Asset Advantage Mortgages

Do you have financial assets you would like to have considered when applying for your mortgage?

United Bank Advantage

Do you have big dreams that need a mortgage to match?

 


Refinance

Cash Out Refinance

Are you looking to take cash out of your home equity?

 

Refinance to a Lower Rate

Are you looking to reduce your home ownership costs?

 

VA Refinance Loan

Are you looking to refinance your VA Loan for a lower rate?

 

Renovation Loans

Are you looking to do a small or large renovation to your home?

Asset Advantage Mortgages

Do you have financial assets you would like to have considered when applying for your mortgage?

United Bank Advantage

Do you have big dreams that need a mortgage to match?

 

FHA Loans

Are you looking for a low down payment option?


First Time Homebuyer

United Bank Grants

Are you Looking for Down Payment & Closing Cost Assistance Grants?

VA Loans

Are you a Veteran, Active Duty or Military Spouse?

 

USDA Loans

Are you looking for a home in a rural or country area?

 

Condo Loan

Are you looking to purchase a condo?

ARM Loan Options

Are you going to live in your home for a short period of time?

map of maryland

Maryland Mortgage Program

Are you a First Time Homebuyer in Maryland?

 

Asset Advantage Mortgages

Do you have financial assets you would like to have considered when applying for your mortgage?


New Construction & Renovation

Extended Rate Protection

Would you like to buy a new home?

 

Renovation Loans

Are you looking to do a small or large renovation to your home?

Construction-to-Permanent

Would you like to build a custom home?

Bridge Loan

Do you need to buy your new home before selling your current home?

Land Lot Loans

Would you Like to purchase a land lot?

Locate a Mortgage Loan Officer near you.

Need help? Give us a call.

We’ll get right back to you.


United Bank is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Reserve, Federal Reserve Consumer Help, PO Box 1200, Minneapolis, MN 55480.
This is not a commitment to lend. Mortgage products and services are offered through United Bank. All loan applications are subject to credit and property approval and must meet loan program requirements to qualify. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required.  Speak with a Mortgage Loan Officer for more specific information.
United Bank and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.