Mobile Deposit

Mobile Deposit

Snap, Tap and Send

Deposit checks securely and easily with Mobile Check Deposit

Deposit Checks Anytime, Anywhere from Your Mobile Device

It’s easier than ever to make a quick check deposit to your account. Our Mobile Deposit feature allows you to securely deposit checks within the Bank With United mobile app.  Mobile Deposit provides the same security and protection that you have with mobile banking.

Frequently Asked Questions

  • A smart phone or tablet equipped with a camera
  • The Bank With United consumer or Bank With United Business mobile app, both available for download on the App Store™ or Google Play™ for United Bank customers
  • An endorsed check
  • A well-lit room with a dark surface to photograph your check

To enroll in the Mobile Deposit Service, you must maintain an Account in Good Standing with 3 or less overdraft occurences during the past 12 months.  You must also use an approved access device and approved software.

Mobile Check Deposit offers the same security that you have with Online Banking. For added protection, the images of your checks are stored securely at the bank and not on your mobile phone or tablet. As with all banking applications, security begins with you and the safeguarding of your phone and security credentials used to access this service.

We reserve the right to impose limits on the dollar amount(s) and/or number of items that you transmit using Mobile Deposit and to modify such limits in our sole discretion. Limits will be determined by your banking relationship and your daily limit will display within the Mobile App. If you attempt to initiate a deposit more than these limits, we may reject your deposit. If we permit you to make a deposit more than these limits, such deposit will still be subject to the terms of the Digital Banking Agreement, and we will not be obligated to allow such a deposit at other times.

Checks must be from a U.S. financial institution, in U.S. dollars and be made payable to the name on the deposit account. Acceptable types of checks include:

  • Personal Checks
  • Business Checks
  • Government/Treasury Checks
  • Cashier’s Checks

The endorsement should include “For deposit only at United Bank” and your signature. You do NOT need to include your account number as that is already associated with your mobile banking account.

Funds deposited by 6 p.m. EST are typically available in your account the next business day. However, deposits are subject to verification and funds may not be available immediately. Once the deposit has been received, you will be able to view the pending transaction on your mobile device.

You will receive an automated email notifying you of why the deposit was declined. If you have additional questions, please call us at 800.327.9862, email us at or stop by your local branch.

Locate a branch near you.

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We’ll get right back to you.

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United Bank does not charge a fee for mobile banking. However, third-party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan, and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Bank With United or Bank With United Business mobile banking app. Certain other restrictions may apply. See the mobile banking terms and conditions in the United Bank Online Banking service agreement.