Professional Program

LOAN OPTIONS

Professional Program

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LOAN OPTIONS

Doctor's Mortgage Program

United Bank understands that as a medical professional* or attorney+, you may be in a unique financial situation which may make this program a good option for you.

Whether you have been in practice for years or are just starting out, we understand that your career journey takes years of dedication, and you may be looking for a loan with flexible initial funding requirements that are compatible with your needs. That's why we've created a mortgage program1 tailored just for you.

Professional Program Highlights:

  • No private mortgage insurance required
  • Purchases or no cash-out refinance
  • Primary residence only
  • No-down-payment options available
  • Adjustable-rate or fixed options available
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*Qualified doctors include PharmD, MD, DO, DMD/DDS, psychiatrists licensed as MDs and veterinarians (DVM or VDM). This program is also available to applicants still in residency, internship or fellowship (with certain restrictions). 
+Attorneys must hold an active license to practice law, and primary source of personal income must be derived from their respective legal services. Attorneys must be licensed by at least one state agency and be an active member in good standing. 
1. Loan program is available in the following lending territory VA, MD, DC, DE, GA, KY**, NC, OH**, SC, WV, and PA .
**Property must be located within 90 miles of a United Bank branch. 
United Bank is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Reserve, Federal Reserve Consumer Help, PO Box 1200, Minneapolis, MN 55480.
This is not a commitment to lend. Mortgage products and services are offered through United Bank. All loan applications are subject to credit and property approval and must meet loan program requirements to qualify. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required.  Speak with a Mortgage Loan Officer for more specific information.
United Bank and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.