Saving & Budgeting

Your credit is a vital part of your financial health. Understanding why credit is so important, and what steps you can take to maintain good credit, helps you make better choices about your personal finance. Good credit also gives you more options for making the most of your money...

We all know that life can be unpredictable — and when it comes to finances that it’s best to be prepared for the worst. But, of course, the challenging part of the financial-preparedness equation can be how to actually make it happen. Enter the emergency fund...

The idea behind financial literacy is that a person shouldn’t need advanced training in economics in order to make sound, savvy money choices — for example, decisions related to insurance, investments, saving for college, tax planning and more...

Whether you’re just starting to think about saving for unpredicted circumstances, or exploring whether the money you’ve worked so hard to save could be paying off more, you’ll never regret the money you didn’t spend. Most financial experts recommend building up savings equivalent to 3-6 months of...

Especially when facing uncertain times, it’s vital to have funds set aside for the unexpected. Investing in the future and adopting spending discipline might sound intimidating at first, but these savings strategies are vital and achievable goals for anyone looking to improve their financial health...