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There’s No Better Time To Start Saving Than Now

Take Control of Your Finances

Uncertain times and unique challenges create new opportunities to take control of your finances. It’s always the perfect time to reflect on your priorities and set new goals for your financial well-being. Whether your needs include setting a budget, paying off debt, saving for retirement or establishing an emergency fund, United Bank has you covered.

Easy Ways to Save

Build up your financial health with accounts that put your money to work. Earn higher rates with higher balances.

Platinum Savings

Get the flexibility of tiered rates, plus easy access to your funds. Only $50 minimum deposit to open, with no minimum balance to maintain.

Super Money Market

Take advantage of competitive rates, while enjoying the liquidity and convenience you need to keep pace with daily life. No monthly fee* for your minimum opening deposit and minimum balance requirement of $15,000.

Digital CDs

Open online and take advantage of our Digital Rate CDs and rest assured you are earning our best rates available. With flexible terms ranging from a few months to several years, our CDs are a great way to grow your savings and achieve your financial goals. 5-Month Digital CD, 5.00% Annual Percentage Yield (APY) and 11-Month Digital CD, 5.05% APY**.  See all Digital CD terms and rates.

Christmas Club

Avoid getting caught off guard by holiday expenses with this simple and flexible way to save. Choose your plan and receive a single check in October. Pay only $5 initial deposit to get started.

Better Budgeting

Our online banking tools help you see the big picture of your finances and inform healthier savings habits.

Bill Pay

Pay all your bills instantly or automatically, for the ultimate convenience and control.

Mobile Banking

Get easy, anytime access to all the services you’ll need on the go. Carrier and data rates may apply. 

Personal Finance

Set financial goals with our budgeting tool that tracks balances and transactions from all your financial institutions.

Recurring Transfers

Build your financial safety net by setting up an automatic recurring transfer to your savings account.

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* Super Money Market - $10 monthly fee if balance falls below required minimum.
**FDIC insured up to $250,000.
Minimum balance to open and obtain Annual Percentage Yield (APY) for United Bank's Digital Rate Certificate of Deposit is $500 and maximum online amount is $10,000,000
APY is effective as of %%longDate%%. The annual percentage yield assumes interest earned is credited quarterly and remains on deposit until maturity. APYs are subject to change at any time without notice. A penalty may be imposed for early withdrawal.  APYs shown are available only for personal accounts opened online.  Rates are not guaranteed until the CD is opened.  CD will automatically renew at maturity to a Standard CD term closest to the initial term at account opening unless you advise otherwise.