Mortgage

Mortgages

We Have a Loan That Fits Your Needs

Mortgage

A better way to get the funds you need.

From a home remodel to a home refinance, a new car purchase and everything in between, we’ve got you covered. With experienced local lenders who know the market and your community, we’ll help you find the loan that conveniently meets your needs

Get the Right Home Loan Option From United Bank

Fixed Rate Mortgages

With a Fixed Rate Mortgage from United, your monthly principal and interest payment schedule will never change, so you can calculate your housing costs for the life of the loan.

Adjustable Rate Mortgages

United’s Adjustable Rate Mortgages may have a lower interest rate and lower monthly payment. Your beginning monthly principal and interest payments are fixed for an initial period, then may adjust annually to reflect market conditions.

Construction Loans

Build your dream home from the ground up with a Construction Loan from United. We include both the construction loan and permanent financing in a single package - with just one closing - saving you time and money.

Government Loans

Qualified customers may be able to take advantage of government programs for home financing like the Federal Housing Administration (FHA) loans or Veterans Administration (VA) loans.

Jumbo Loans

Jumbo Mortgages are available for customers who need a loan amount above the conforming loan limits, generally greater than $766,550 * up to $1,149,825.

Specialty Loans

Wondering if you can afford or qualify for a new home? At United, we offer Specialty Loans with features such as down payment assistance, first-time home buying programs, flexible credit requirements and more.

We're Here to Help You Build a Brighter Future

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*The Federal Housing Finance Agency (FHFA) 2024 baseline conforming loan limit value for one-unit properties is $766,550.