Privacy Policy

What does United do with your personal information?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Payment history
  • Credit history and Transaction history
  • Account transactions and Account balances


How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons United chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationDoes United share?Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes -
to offer our products and services to you
YesYes
For joint marketing with other financial companiesYesNo
For our affiliates' everyday business purposes -
information about your transactions and experiences
YesNo
For our affiliates' everyday business purposes -
information about your creditworthiness

No

We don't share

For our affiliates to market to youYesYes
For nonaffiliates to market to youNoWe don't share


To limit our sharing

  • Call Toll-free 1.800.327.9862 to speak to one of our Customer Service Representatives
  • Call or visit one of our branch locations and speak to one of our staff members
Please note:
If you are a new customer, we can begin sharing your information 45 days from the date we provide this notice at account opening. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.


Questions?

Call toll-free 1.800.327.9862 or go to www.BankWithUnited.com


Who We Are

Who is providing this notice?

United means the following institutions: United Bankshares, Inc., United Bank, United Brokerage Services, Inc., United Title Company, and George Mason Mortgage, LLC.


What We Do

How does United protect my personal information?

To protect your personal information from unauthorized access and use, we usesecurity measures that comply with federal law. These measures include computersafeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protectthis information and we limit access to information to those employees for whom access is appropriate.


How does United collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your employment history
  • Give us your income information
  • Give us your wage statements
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about yourcreditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.


What happens when I limitsharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial andnon-financial companies.
  - Our affiliates include financial companies such as: United Bankshares, Inc., United Bank, United Brokerage Services, Inc., United Title Company, and George Mason Mortgage, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
  - United does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together marketfinancial products or services to you. • Our joint marketing partners include identity theft protection, financialproducts or services and investment/insurance companies.


Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers.
We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to youor for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers.
e will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Members/Customers.
We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

Additional information concerning our privacy policies can be found at www.BankWithUnited.com or call 1.800.327.9862.

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