Personal Banking

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Personal Checking

Individual Accounts. Personal Service.

With United, you get personal checking account options that work for you today, and grow with you for tomorrow. Our flexible options give you the features and benefits you’re looking for, supported by outstanding customer service.

Online Banking Bill Pay Demo

  United Rewards Checking Platinum Checking United Free Checking

United Visa® Check Card

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FREE e-statements

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FREE Mobile Banking with Check Deposit*

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FREE Online Banking with Bill Pay

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Rewards and Benefits

Apple PayTM / Android PayTM / Samsung Pay

Credit File Monitoring

Identity Fraud Expense Reimbursement Coverage with Resolution Services +

Shopping Rewards

Movie & Theme Park Discounts

Prescription Drug Discount Plan

$5,000 Accidental Death & Dismemberment Insurance +

Apple PayTM / Android PayTM / Samsung Pay

Earn next-tier interest rates with balances of $2,500 or more

Competitive interest if balance falls below $2,500

Apple PayTM / Android PayTM / Samsung Pay

No Minimum Balance

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Monthly Cycle Service Charge

United Rewards Checking is FREE if you use your United Visa® Check Card for 15 purchase transactions OR maintain a minimum of $500 in monthly direct deposits. Otherwise, United Rewards Checking is only $10 per month ($8 if eStatements are selected).

Only $10 monthly charge ($8 with eStatements selected) if minimum balance falls below $2,500

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$50 minimum opening deposit for all personal checking accounts. Customer purchases checks. 

*Mobile Check Deposit is not available for the first 90 days for new checking accounts.

Products
Find the Right Fit for You
United Rewards Checking United Rewards Checking
United Rewards Checking

With a United Rewards Checking account, you’ll enjoy the same features as our Free Checking account, plus added benefits, such as:

  • Credit Monitoring: Daily monitoring of your credit report with email/ wireless alerts. In addition, receive unlimited online access.
  • Shopping Rewards: Access to exclusive offers, rebates and discounts at thousands of leading online retailers through our customized shopping portal. (registration and activation required)
  • Entertainment Discounts: Save up to 40% on movie and theme park tickets. Get your tickets in advance and avoid waiting in line.
  • Prescription Discounts: Save an average of 30% on brand-name and generic prescription drugs. Our card is welcomed at approximately 40,000 pharmacies. (This is not insurance)
  • $5,000 Accidental Death & Dismemberment Insurance+: Enjoy a greater peace of mind with 24-hour insurance.
  • Identity Fraud Expense Reimbursement Coverage with Resolution Services+: Should you become a victim of identity theft, receive reimbursement for qualified expenses incurred in the recovery of your stolen identity and the support of a dedicated case manager.

 

United Rewards Checking is FREE if you use your United Visa® Check Card for 15 purchase transactions OR maintain a minimum of $500 in monthly direct deposits. Otherwise, United Rewards Checking is only $10 per month ($8 with eStatements).

+Insurance products are not insured by FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate.

 

OPEN AT A BRANCH

Platinum Checking Platinum Checking
Platinum Checking

If you want more out of your checking account, personal Platinum Checking delivers. For customers with higher balances who enjoy earning interest, this account offers competitive interest rates and next-tier rates for balances of $2,500 or more – all for FREE. If your balance falls below $2,500, you will receive a $10 monthly charge ($8 with eStatements).

 

OPEN AT A BRANCH

United Free Checking United Free Checking
United Free Checking

No hidden fees. No minimum balance. United Free Checking gives you the basics you need, including a United VISA® Check Card, FREE online banking with bill pay, eStatements, mobile banking with check deposit along with Apple Pay, Android Pay and Samsung Pay.

 

OPEN AT A BRANCH

Check Card Check Card
Check Card

Enjoy the convenience of easy account access and secure chip technology combined with the simplicity of paying with a card. Your United Visa® Check Card delivers the advantage of worldwide acceptance at millions of locations that accept Visa cards for payment. No more check-writing hassles and you can still use it to manage your account at ATMs. Plus, earn cashback by using your card to get the things you already buy everyday, such as coffee, dinner with friends or a new pair of shoes.