Homebuyer Tips

Homebuyer Tips

Our goal is to make your home buying experience as seamless as possible. 

lightbulb leaning against wooden house
lightbulb leaning against wooden house

Homebuyer Tips

Our goal is to make your home buying experience as seamless as possible. 

We highlighted some key guidelines to help keep your finances in order as you prepare for your journey home.

Any changes to your current financials could affect your current financial picture. We are always here to provide guidance and advice as you begin your home buying journey.

DO

  • Find a Realtor® you love
  • Stay current on your rent and all monthly bills
  • Remain with your current employer
  • Continue using credit as usual
  • Check your credit score
  • Find and organize financial documents
  • Contact us if you have any questions

DON'T

  • Apply for new credit cards, loans or purchase offers
  • Deposit or withdraw large amounts of cash
  • Change jobs, your pay structure, employment status or shift any investments
  • Change banks or transfer credit card balances
  • Make large purchases
  • Pay off collections, charge offs, loans or credit cards

Plan Ahead

TIP:  Acquiring new debt in the months prior or during the home buying journey, could result in your loan being delayed or cancelled.

Locate a Mortgage Loan Officer near you.

Find a Mortgage Loan Officer

Need help? Give us a call.

800.327.9862

We’ll get right back to you.

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United Bank is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Reserve, Federal Reserve Consumer Help, PO Box 1200, Minneapolis, MN 55480.
This is not a commitment to lend. Mortgage products and services are offered through United Bank. All loan applications are subject to credit and property approval and must meet loan program requirements to qualify. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required.  Speak with a Mortgage Loan Officer for more specific information.
United Bank and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.