Mobile Banking

Anytime Access Has Never Been Easier


Mobile Banking

Anytime Access Has Never Been Easier


Your Mobile Wallet

Make contact-free purchases almost anywhere. You can swipe or tap your card using mobile payment services like Apple Pay, Samsung Pay or Google Pay.

Transfer Funds

Instantly make transfers right from your phone.

Deposit Checks

Deposit checks easily. Just tap, snap, and send.

Cardless Cash

Use your mobile app to withdraw cash at participating ATMs. Easily locate Cardless Cash ATMs within the Cardless Cash feature.

Pay Bills

Securely pay bills on the go. View recent, pending and scheduled payments all on one screen.

Send and Receive Money with Zelle®

Easily start making friend-to-friend payments in seconds from your Bank With United mobile app with no separate download required. 

Manage Your Accounts

Conveniently access the Personal Finance feature to view all of your accounts in one place. 

SMS Banking

A fast, easy way to look up account balances or recent account transaction history by sending a text message command.

United Bank Has Your Back

  • Enable Touch ID or Face ID for the same secure access that keeps your identity safe in Online Banking.
  • Only registered mobile devices have access to your accounts.
  • No account data is ever stored on your mobile device.

Frequently Asked Questions


Mobile Web Banking gives you access to your accounts using your mobile web browser. Mobile App Banking provides access to your accounts using a downloadable mobile banking application, depending on your preference and your mobile device capabilities. Both options allow you to: view account balances, search recent account activity, transfer funds, pay bills and find nearest ATM or branch locations. The downloadable mobile application, also allows provides you with the option to deposit checks. Note: You must first be enrolled in United’s Personal Online Banking System before Mobile Banking is available

There is currently no charge associated with the service. However, there may be charges associated with text messaging and data usage on your phone. Check with your wireless phone carrier for more information.


Yes, the mobile banking service utilizes best practices from online banking, such as HTTPS, 128-bit SSL encryption, or password access and application time-out when your mobile device is not in use. Only the mobile devices that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your mobile device. And in the event your mobile device is lost or stolen, the service can be immediately disabled by either going online to the Mobile Banking enrollment website or calling us.

We support all the popular US wireless phone carriers, including AT&T, Sprint, T-Mobile, and Verizon. If your carrier is not listed when you enroll, select 'Other' and try the Mobile Web Banking option, or check back later, as new carriers will be added over time.


Yes, a text messaging and/or data plan is typically needed, as data usage can become expensive without them. Please check with your wireless carrier for more information.

You must first enable your bank account(s) for online banking before using mobile.

  • Activation is a one-time process that helps ensure your security. You will be asked to provide your name, birthdate, and phone number and you must correctly answer a series of public records questions to validate your identity before the service will be activated.

Mobile App Banking

Mobile Web Banking

Text Banking

Mobile Deposit

Device Enrollment

Mobile Bill Pay


Improve your experience with the Bank With United Mobile Banking App

  • Download the app
  • Sign in using your Online Banking username and password
  • Easily view and manage your United Bank accounts