Mobile Banking

Anytime Access Has Never Been Easier


Mobile Banking

Anytime Access Has Never Been Easier


Your Mobile Wallet

Make contact-free purchases almost anywhere. You can swipe or tap your card using mobile payment services like Apple Pay, Samsung Pay or Google Pay.

Transfer Funds

Instantly make transfers right from your phone.

Deposit Checks

Deposit checks easily. Just tap, snap, and send.

Cardless Cash

Use your mobile app to withdraw cash at participating ATMs. Easily locate Cardless Cash ATMs within the Cardless Cash feature.

Pay Bills

Securely pay bills on the go. View recent, pending and scheduled payments all on one screen.

Send and Receive Money with Zelle®

Easily start making friend-to-friend payments in seconds from your Bank With United mobile app with no separate download required. 

Manage Your Accounts

Conveniently access the Personal Finance feature to view all of your accounts in one place. 

SMS Banking

A fast, easy way to look up account balances or recent account transaction history by sending a text message command.

United Bank Has Your Back

  • Enable Touch ID or Face ID for the same secure access that keeps your identity safe in Online Banking.
  • Only registered mobile devices have access to your accounts.
  • No account data is ever stored on your mobile device.

Frequently Asked Questions

NOTE: You must first be registered in United Bank’s Personal Online Banking before access to Mobile Banking. To log into mobile banking you can use your online banking credentials. 


Search for United Bank or Bank With United in the Apple App Store or on Google™ Play.  Look for our icon. 

Yes, the mobile banking app is a universal app and is optimized for both smartphone and tablet.  You can download the universal app from the Apple App Store or on Google™ Play.

NOTE:  The universal app cannnot overwrite old tablet apps, therefore you are encouraged to delete the old app once the universal app is downloaded from the Apple App Store or on Google™ Play.

Text Banking gives you access to your accounts via text (SMS) messages on your phone. It's a fast, easy way to look up account balances or recent account transactions by sending a text command to 79680.

Use the following commands  for Text Banking:

BalanceBSummary of available balances for all accounts 
HistoryHSummary of recent transactions per account 
CommandCList of available Text Banking commands 
HelpHEHelp content for Text Banking 
LoginLReceive a URL for the United Bank Mobile Browser website 
RecoverRReceive a URL and new activation code for the United Bank Mobile web site 
StopSDeactivate all United Bank text services 

To enroll in the Mobile Deposit Service, you must maintain an Account in Good Standing with 3 or less overdraft occurences during the past 12 months.  You must also use an approved access device and approved software.

We reserve the right to impose limits on the dollar amount(s) and/or number of items that you transmit using Mobile Deposit and to modify such limits in our sole discretion. Limits will be determined by your banking relationship and your daily limit will display within the Mobile App. If you attempt to initiate a deposit more than these limits, we may reject your deposit. If we permit you to make a deposit more than these limits, such deposit will still be subject to the terms of the Digital Banking Agreement, and we will not be obligated to allow such a deposit at other times.

Improve your experience with the Bank With United Mobile Banking App

  • Download the app
  • Sign in using your Online Banking username and password
  • Easily view and manage your United Bank accounts