Personal Banking

Home Equity

Take advantage of your biggest asset – your home

If you have equity in your home, a Home Equity Loan or Line of Credit from United Bank lets you exchange a part of this equity for cash. Whether you’re looking to remodel or repair your home, or even consolidate debt, the cash is in your pocket.

Home Equity Loans
Home Equity Loans

Home Equity Loans allow you to access your equity in a lump sum of cash and repay it in monthly installments.  With a United Home Equity Loan, your monthly principal and interest payment schedule will never change, as the loan amount, rate and term are fixed – helping you manage your monthly expenses.

Home Equity Lines of Credit
Home Equity Lines of Credit (HELOC)

If you are looking for flexible access to the equity in your home, a HELOC may be the answer. United’s Home Equity Lines of Credit provide a line of credit that allows you to draw funds up to your maximum credit limit. You decide when to borrow money, how much to borrow and how to pay it back.

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Welcome Carolina Trust Customers

The first time you sign-in, enter your User ID, which is the same as your Carolina Trust Bank User ID, only in lower case. Your temporary password is the last 6 digits of your Social Security Number Number (or last 6 of Tax ID for small business customers). You will then be prompted to change your temporary password. Click here for detailed information.

EXISTING United Bank Customers please follow your normal sign-in procedures.