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Personal Credit Cards

We have a card that fits your needs.

Credit cards from United Bank offer both convenience and flexibility to fit your lifestyle. With low APRs, low or no annual fees and a range of rewards, United credit cards are an excellent choice.

  • Card options ranging from rewards to low APRs
  • Access to online credit card statements and services to track spending and pay your bill
  • One-card shopping convenience
  • 24/7 online service
  • Secure EMV chip technology
  • Personalized service on credit applications and limit increases
  United Visa® Platinum Visa® Natural Choice Gold MasterCard®

Annual Fee

None

None

$50.00

Introductory Offer

Intro APR is 5.99% on purchases, balance transfers, and cash advances for the first 6 months

Intro APR is 6.99% on purchases, balance transfers, and cash advances for the first 6 months

Intro APR will vary with the market based on the prime rate

APR for Purchases, Balance Transfer and Cash Advances

8.75% APR varies with the market based on the prime rate

9.75% APR varies with the market based on the prime rate

5.75% APR varies with the market based on the prime rate

Rewards

1% rebate on all purchases

1% rebate on purchases in Virginia, West Virginia, Maryland, Ohio, and Washington, D.C.

 

Purchase Security and Extended Protection

Protects most purchases for the first 90 days from the date of purchase in the event of loss, theft, damage, or fire. Extended Protection extends warranty up to one additional year on eligible warranties of 3 years or less

 

 

Personal Identity Theft Coverage

yes

 

 

Products
Pick a Card. Any Card.
United VISA® Platinum

As our most popular credit card offering, the United VISA® Platinum Card pays you to use it, with a 1% rebate on all purchases made within the continental United States. It also offers:

  • An introductory 5.99% annual percentage rate, good for 6 months*
  • No Annual Fee
  • Personal Identity Theft Coverage – Reimbursement for up to $1,000 for costs incurred such as lost wages, costs incurred to obtain credit reports, notarization of affidavits, long distance calls, postage and certain legal fees
  • Fraud Monitoring System
  • Travel Accident Insurance – Automatic enrollment in accidental death and dismemberment coverage of up to $250,000
  • Purchase Security and Extended Protection – protects most purchases for the first 90 days from the date of purchase in the event of loss, theft, damage or fire

*8.75%. APR varies with the market based on the prime rate.

VISA® Natural Choice VISA® Natural Choice
VISA® Natural Choice

The United Bank Natural Choice VISA® Card is a great way to save money with low interest rates and make money using our rebate program. It features:

  • No Annual Fee
  • Six-month 6.99% APR*
  • No Transaction Fee for Purchases
  • A 1% rebate on purchases in VA, WV, MD, OH, and D.C. with United’s Rebate Program
  • A full 25-day grace-period to repay total balance before incurring any interest charges on purchases

*9.75%. APR varies with the market based on the prime rate.

Gold MasterCard®
Gold MasterCard®

The United Gold MasterCard® provides you with a generous credit limit and cash advance privileges worldwide. In addition, you get:

  • An APR starting at 5.50%* for purchases, balance transfers and cash advances
  • No Penalty APR
  • No interest charged on purchases if entire balance is paid by due date of each month
  • Automatic enrollment in our accidental death and dismemberment travel accident insurance coverage of up to $250,000
  • A low $50 annual fee

*5.75% APR varies with the market based on the prime rate.