Business Banking


Offers both convenience and flexibility to fit your lifestyle

With a low Annual Percentage Rate, low or no annual fees and a range of rewards, United’s VISA® Platinum is an excellent choice. The United VISA® Platinum Card pays you to use it, with a 1% rebate on all purchases made within the continental United States. It also offers:

  • An introductory 5.99% Annual Percentage Rate, good for 6 months, after which your Annual Percentage Rate will be 8.25% and will vary with the market based on the prime rate.
  • No Annual Fee – A cash advance fee of $5 or 1.50%, whichever is less, applies on each cash advance. An over-the-credit limit fee of $10 or 2.00% of your credit limit, whichever is less, will apply.
  • Personal Identity Theft Coverage* – Reimbursement for up to $1,000 for costs incurred such as lost wages, costs incurred to obtain credit reports, notarization of affidavits, long distance calls, postage and certain legal fees.
  • Fraud Monitoring System*
  • Travel Accident Insurance* – Automatic enrollment in accidental death and dismemberment coverage of up to $250,000.
  • Purchase Security and Extended Protection* – Protects most purchases for the first 90 days from the date of purchase in the event of loss, theft, damage or fire.


View cardholder agreement here ››

* Insurance Product


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Welcome Carolina Trust Customers

The first time you sign-in, enter your User ID, which is the same as your Carolina Trust Bank User ID, only in lower case. Your temporary password is the last 6 digits of your Social Security Number Number (or last 6 of Tax ID for small business customers). You will then be prompted to change your temporary password. Click here for detailed information.

EXISTING United Bank Customers please follow your normal sign-in procedures.