United Analyzed Business Checking

Save Time and Money With Essential Services for Your Growing Business

Find a Branch

United Analyzed Business Checking

Save Time and Money With Essential Services for Your Growing Business

Find a Branch

United Analyzed Business Checking

Built for your growing business.

Built for larger businesses and bigger deposits, United Analyzed Business Checking includes access to United cash management services such as remote deposit capture to save you time and money, plus free online banking. But what makes this business account stand out is your earnings allowance.

Here's how it works:

1. Your account receives an earnings allowance based on the average 91-day Treasury Bill rate for the previous month times the average daily collected balance.

2. The earnings allowance is compared to expenses incurred by the bank in servicing the account for the month.


3. If the earnings allowance is greater than the expenses, there is no service charge.



4. If expenses exceed the earnings allowance, a service charge equal to total expenses less the earnings allowance is applied to the account as outlined in the account analysis fee schedule.

You can check your earnings with our free reporting tool. And if you have more than one business checking account, the balances may be combined for the purposes of analysis.
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