Welcome to Business Banking
More Bank for Your Business
Business Online and Mobile Banking
Please note: If your business did not receive a letter with a Company ID, your business online banking account will be accessed through United Bank’s Small Business Online Banking.
Essex Bank’s Business Online Banking service will be disabled at 5:00 p.m. on the Friday before transition weekend. Business Online Banking will automatically convert to United Bank Business Edge on the Monday post-transition. Administrators will receive a separate letter with detailed information on United Bank Business Edge. Additionally, United Bank will host a series of webinars to help make this transition easy for you. Please see the Business Edge Webinars section below for dates, times and how to access.
We believe you will find Business Edge to be an excellent tool in managing your company’s finances. Some features include:
- Images of checks, deposit tickets and deposited items
- Numerous informational, transactional and anti-fraud alerts
- Integrated Positive Pay and ACH Positive Pay (optional services)
- Up to 18 months of account transaction history (Up to 2 months of Essex Bank transaction history will convert to Business Edge)
- Electronic delivery of reports including EDI, ACH returns and other notices
View a printable version of our Business Edge Welcome Letter
How to Access United Bank Business Edge
- Beginning on the Monday post-transition, visit the United Bank homepage or sign in through the Secure Sign-In you see here
- Choose Business from the secure sign-in box
- Enter your Company ID. A seven-digit Company ID number, which is required at login, will be mailed to Administrators separately.
Enter your User ID, which was emailed to you on Monday, November 22nd.
Click Sign In
Enter your temporary password. The temporary password for your first login will be “United1” plus the first three letters of your User ID, capitalized
Once logged in, you will be routed to the Business Edge welcome page, where you will see the same account information as you did with Essex Bank
Business Edge Webinars
To ensure a smooth transition, United Bank will be hosting several webinars to introduce Business Edge and highlight the various features and functionality available. These informative sessions will include demonstrations and a walk-through of all key areas of the system, including company administration, reporting and funds transfers.
You do not need to register for the webinars. Simply Choose the session that best fits your schedule and join via the access information found below. Each session will be the same and last about one hour with additional time available for questions. If you have multiple users at your company, we request that you share a line so that we may ensure access to as many clients as possible.
Tue., December 7 - 10:00 a.m.
Call in (audio only): 1-804-510-2640
Or, view a previously recorded webinar:
Bank With United Business Mobile App
For your convenience, United Bank offers a business mobile app, Bank With UnitedBusiness. The app is available for download on the App Store and Google™ Play and is free with your United Bank business checking or savings account.
Features & Services
- Funds Transfers*
- Balance & Transaction Inquiry
- Bill Pay with Payee Management
- Mobile Deposit**
- Check-Image Viewing
- Wire, ACH and Positive Pay Approvals+
* A federal regulation limits the number of transfers that may be made from Savings and Money Market Deposit Accounts.
** $5,000 daily deposit limit; $15,000 multi-day deposit limit (multi-day is a 10 business day span); 10 item daily deposit limit; 15 item multi-day limit (multi-day is a 10 business day span).
If you have any questions, please contact United Bank Treasury Management Operations at 800.615.0112, option 2.
Small Business Online and Mobile Banking
Access to Essex Bank Online Banking will be disabled on the Friday of transition weekend. United Bank Online and Mobile Banking will be available on the Monday post-transition. If you currently use Essex Bank Online Banking, your accounts will automatically convert to United Bank Online Banking.
While some of the associated features will also automatically convert from Essex Bank to United Bank, you will have to reestablish others within United Bank Online Banking on or after the Monday post-transition.
For additional details, please visit our Welcome Guide.
QuickBooks, Quicken and Mint Users
Action is required on the following dates to ensure a smooth transition.
A data file backup and a final transaction download should be completed. Please make sure to complete a final download on or before this date since transaction history might not be available after the conversion.
The remaining steps of the conversion instruction should be completed. You will need to complete the deactivate/reactivate of your online banking connection to ensure that you get your current Quicken or QuickBooks accounts set up with the new connection.
Please review your downloaded transactions carefully after completing the migration instructions to ensure no transactions were duplicated or missed on the register. For questions please contact United Bank Customer Care at 800.327.9862