United Bank Personal Savings Account

Take Control of Your Finances

Uncertain times and unique challenges create new opportunities to take control of your finances.

With a new year ahead, it’s the perfect time to reflect on your priorities and set new goals for your financial well-being. Whether your needs include setting a budget, paying off debt, saving for retirement or establishing an emergency fund, United Bank has you covered.


Easy ways to save

Build up your financial health with accounts that put your money to work. Earn higher rates with higher balances.

Platinum Savings


Get the flexibility of tiered rates, plus easy access to your funds. Only $50 minimum deposit to open, with no minimum balance to maintain.

Super Money Markets


Take advantage of competitive rates, while enjoying the liquidity and convenience you need to keep pace with daily life. No monthly fee^ for your minimum opening deposit and minimum balance requirement of $15,000.

CDs and CDARs


Select from a range of maturities and earn a competitive rate of interest. For deposits over $250,000, you can choose to consolidate all your CDs with FDIC coverage. Low minimum opening deposit of $500. No Penalty CD minimum opening deposit of $5,000. 

Christmas Club


Avoid getting caught off guard by holiday expenses with this simple and flexible way to save. Choose your plan and receive a single check in October. Pay only $5 initial deposit to get started.


^$10 monthly fee if balance falls below required minimum

Better Budgeting

Our online banking tools help you see the big picture of your finances and inform healthier savings habits.


Bill Pay


Pay all your bills instantly or automatically, for the ultimate convenience and control.


Mobile Banking


Get easy, anytime access to all the services you’ll need on the go. Carrier and data rates may apply. 

Personal Finance


Set financial goals with our budgeting tool that tracks balances and transactions from all your financial institutions.

Recurring Transfers


Build your financial safety net by setting up an automatic recurring transfer to your savings account.

Secure Sign-In

Forgot Username or Password?

Not Enrolled? Sign up now »


Welcome Carolina Trust Customers

The first time you sign-in, enter your User ID, which is the same as your Carolina Trust Bank User ID, only in lower case. Your temporary password is the last 6 digits of your Social Security Number Number (or last 6 of Tax ID for small business customers). You will then be prompted to change your temporary password. Click here for detailed information.

EXISTING United Bank Customers please follow your normal sign-in procedures.