Free and Easy Checking

Free Checking that's full of features—not rules

Perfect if you're just starting out or just want a fresh (and free) start.

 

Open a New Checking Account

Free and easy checking is the right place to start

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  • No minimum balance and no monthly maintenance fee
  • Easy-to-open checking that's simple to manage
  • Great choice for students, recent grads and young professionals

Super-convenient tools. Still free.

  • Free Mobile and Online Banking plus free Bill Pay
  • Free United Visa® Debit Card
  • Free Personal Finance Tool to help budget and manage finances
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Tech tools. Also free.

  • eStatements and Mobile Banking with Check Deposits
  • Friend-to-friend payments with Zelle®
  • Apple Pay®, Google Pay® and Samsung PayTM

A Personal Finance Tool

to help you control your money, track spending and save for the future.

 

 

 

Learn More

Open a free checking account

Here's all you need:

Social Security Number (SSN)

Driver's License or State ID

$50 Opening Deposit (No minimum balance required.)

(Must be at least 18 years old.)

Let's go
$50 minimum opening deposit for all personal checking accounts. No minimum balance. Customer purchases checks.
Zelle: It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money with Zelle®

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