Free and Easy Checking

Free Checking that's full of features—not rules

Perfect if you're just starting out or just want a fresh (and free) start.


Free and easy checking is the right place to start

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  • No minimum balance and no monthly maintenance fee
  • Easy-to-open checking that's simple to manage
  • Great choice for students, recent grads and young professionals

Super-convenient tools. Still free.

  • Free Mobile and Online Banking plus free Bill Pay
  • Free United Visa® Debit Card
  • Free Personal Finance Tool to help budget and manage finances
Happy young adult woman standing in front of ATM machine, smiling and holding credit or debit card.
Handsome Black African American Man Using Smartphone while Sitting on a Sofa in Cozy Living Room. Freelancer Working From Home. Browsing Internet, Using Social Networks, Having Fun in Flat.

Tech tools. Also free.

  • eStatements and Mobile Banking with Check Deposits
  • Friend-to-friend payments with Zelle®
  • Apple Pay®, Google Pay® and Samsung PayTM

A Personal Finance Tool

to help you control your money, track spending and save for the future.




Open a free checking account

Here's all you need:

Social Security Number (SSN)

Driver's License or State ID

$50 Opening Deposit (No minimum balance required.)

(Must be at least 18 years old.)

$50 minimum opening deposit for all personal checking accounts. No minimum balance. Customer purchases checks.
Zelle: It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money with Zelle®