Be Financially Fit

Take Charge of Your Financial Future

Reconnect with your local branch manager to rediscover all we offer to help you achieve your financial goals.

Let Us Help You Get Financially Fit

Call Your Local Branch and Schedule a Meeting Today

Bank Manager talking to young couple during meeting in office.

Take control of your financial future with the right products and services. Whether you're saving for a major life goal or simply looking to make your money go further, our bank specialists will meet with you first to understand your banking needs and provide personalized guidance so you can manage your money more confidently.

Let us help you uncover ways to:

Maximize your savings potential with the right products
Streamline your budget and understand where your money is going and help you with saving strategies
Manage your money with our mobile app and set up the right controls to reduce the risk of fraud

Your personalized meeting is just a step away making sure your finances are on the right track. Call us or visit us today! For guidance on investing or retirement planning, find a Fnancial Advisor with United Brokerage Services, Inc..

Check out Preparing Your Bank Account for the New Year and our Financial Checklist to help you reach your financial goals.

Find Your Local Branch Manager

Build Your Financial Health

Put the benefits of United Bank's savings solutions to work on your future.

Platinum Savings

It’s only $50 to open, with no minimum balance. Plus, you get the flexibility of tiered rates.

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Super Money Markets

Get competitive tiered rates and the convenience you need to keep pace with daily life.¹

Digital CDs

Our Digital CDs offer a fixed rate of return and flexible terms, so you can boost your savings for the short- or long-term. Open our best CD rate, 4.25% Annual Percentage Yield, 5-Month Digital CD².

Open a Savings Account Today

United Bank deposit products: FDIC Insured. Backed by the full faith and credit of the U.S. Government.

¹Minimum opening deposit and minimum balance requirements of $15,000. $10 monthly fee if balance falls below required minimum.

²Minimum balance to open and obtain Annual Percentage Yield (APY) for United Bank's Digital Rate Certificate of Deposit is $500.
Annual Percentage Yield (APY) is effective as of %%longDate%%. The annual percentage yield assumes interest earned is credited quarterly and remains on deposit until maturity. APYs are subject to change at any time without notice. A penalty may be imposed for early withdrawal. APYs shown are available only for personal accounts opened online. Rates are not guaranteed until the CD is opened. Digital Rate Certificates will renew at the standard rate of interest being paid on standard certificates with the term closest to the term of your certificate. Your certificate will continue to renew under these terms. You must notify us in writing before, or within a 10-calendar day grace period after the maturity date if you do not wish this account to automatically renew.

4 Ways to Strengthen Your Financial Future

Figure out your financial goals

Everyone has different priorities. Figure out yours and then
come up with a financial plan for achieving them.

Put your savings on autopilot

Don’t think about saving money. Use automatic transfers instead and put away an amount you can afford on a regular basis.

Turn a windfall into a safety net

The next time you come into extra money from a birthday gift or tax refund, use it to create an emergency fund for the future.

Let time do the hard work for you

Compounding interest is the effortless way to grow your savings. Make it work for you by saving as much money as you can, as early in life as you can.

Develop Your Personal Investment and Retirement Solutions

Find out everything you get when you work with a United Bank Brokerage Services Financial Advisor.

Convenience you can trust

Your financial assets will be managed by the same institution you already trust with your day-to-day banking needs.

Personalized portfolio

Build a sound financial strategy wih diversified allocations based on a shared understanding of your risk tolerance and liquidity needs.

Timely transparency

Work with a Financial Advisor to understand the big picture of your investments. You'll always know exactly where you stand with your retirement goals.

Connect with one of our advisors

United Brokerage Services, Inc., a registered broker-dealer, is a subsidiary of United Bankshares, Inc., the issuer of UBSI stock. The investments offered through United Brokerage Services are not bank deposits and are not obligations of, or guaranteed by, any bank. These products are not insured or guaranteed by FDIC. Investments are subject to risk including possible loss of principal

Member FINRA/SIPC | ADV II - Firm Brochure | ADV II - Wrap Brochure

Customer Relationship Summary | Regulation BI Disclosure | Schedule of Fees | Business Continuity Plan Summary | SEC Rule 606

Not FDIC Insured | May Lose Value | Not Bank Guaranteed

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United Bank also does business as United Bankshares in the state of Georgia