Be Financially Fit

This Year, Build Your Savings and Stay Prepared for Whatever Comes Next

Open a savings account

Build Your Financial Health

Put the benefits of United Bank's savings solutions to work on your future.

Platinum Savings

It’s only $50 to open, with no minimum balance. Plus, you get the flexibility of tiered rates.

Closeup top view of a mid 60's couple sitting at a kitchen counter and doing some online shopping.

Super Money Markets

Get competitive tiered rates and the convenience you need to keep pace with daily life.¹

Digital CDs

Our Digital CDs offer a fixed rate of return and flexible terms, so you can boost your savings for the short- or long-term. Open our best CD rate, 5.00% Annual Percentage Yield, 5-Month Digital CD².

Open a Savings Account Today

4 Ways to Strengthen Your Financial Future

Figure out your financial goals

Everyone has different priorities. Figure out yours and then
come up with a financial plan for achieving them.

Put your savings on autopilot

Don’t think about saving money. Use automatic transfers instead and put away an amount you can afford on a regular basis.

Turn a windfall into a safety net

The next time you come into extra money from a birthday gift or tax refund, use it to create an emergency fund for the future.

Let time do the hard work for you

Compounding interest is the effortless way to grow your savings. Make it work for you by saving as much money as you can, as early in life as you can.

Develop Your Personal Investment and Retirement Solutions

Find out everything you get when you work with a United Bank Brokerage Services Financial Advisor.

Convenience you can trust

Your financial assets will be managed by the same institution you already trust with your day-to-day banking needs.

Personalized portfolio

Build a sound financial strategy wih diversified allocations based on a shared understanding of your risk tolerance and liquidity needs.

Timely transparency

Work with a Financial Advisor to understand the big picture of your investments. You'll always know exactly where you stand with your retirement goals.

Connect with one of our advisors

United Brokerage Services, Inc., a registered broker-dealer is a subsidiary of United Bankshares, Inc., the issuer of UBSI stock. The investments offered through United Brokerage Services, with the exception of brokerage certificates of deposit, are not bank deposits and are not obligations of, or guaranteed by, any bank. These products are not insured or guaranteed by the FDIC. Investments are subject to risk including possible loss of principal. This information is not legal or tax advice and past performance is no guarantee of future performance.

Member FINRA/SIPC | ADV II - Firm Brochure | ADV II - Wrap Brochure

Customer Relationship Summary | Regulation BI Disclosure | Schedule of Fees | Business Continuity Plan Summary | SEC Rule 606

Not FDIC Insured | May Lose Value | Not Bank Guaranteed

Locate a branch near you.

Find a Location

Need help? Give us a call.

800.327.9862

We’ll get right back to you.

Send Email

¹Minimum opening deposit and minimum balance requirements of $15,000. $10 monthly fee if balance falls below required minimum.

²Minimum balance to open and obtain Annual Percentage Yield (APY) for United Bank's Digital Rate Certificate of Deposit is $500 and maximum amount is $10,000,000. FDIC insured up to $250,000.
Annual Percentage Yield (APY) is effective as of December 21, 2023. The annual percentage yield assumes interest earned is credited quarterly and remains on deposit until maturity. APYs are subject to change at any time without notice. A penalty may be imposed for early withdrawal. APYs shown are available only for personal accounts opened online. Rates are not guaranteed until the CD is opened. Digital Rate Certificates will renew at the standard rate of interest being paid on standard certificates with the term closest to the term of your certificate, unless you advise otherwise. Your certificate will continue to renew under these terms.