Kim Felts has been a mortgage lender and a branch manager in the Southport/Oak Island market for over 14 years with an extensive background in construction to permanent financing. Throughout this time, Kim has established strong working relationships with many of the builders and realtors in this area which paves the way for a smoother process for you. United Bank's construction/permanent programs and exceptional customer service are preferred by many of the local contractors as well. If you want to purchase a lot, on which to build your home in the future, Kim can help you through that process, as well. Kim prides herself in not only becoming your lender, but also your banker. She wants to make United Bank your trusted community bank of choice.