Calculate your housing costs for the life of your loan with a fixed-rate mortgage. Your monthly principal and interest payment schedule will never change. Plus, you can choose from several fixed-rate mortgage options, which are also available for purchasing or refinancing owner-occupied, second homes and investment properties.
Adjustable rate mortgages may have lower interest rates and lower monthly payments. Maximum interest rate changes and maximum interest rate ceilings (CAPS) are offered for the life of the loan to protect your monthly payment from increasing beyond your budget.
This program is designed to aid first time homebuyers with purchasing their residence at a 30-year fixed, below market rate mortgage. Down Payment Assistance is also available. Homeownership Assistance Programs, Renovation Programs and Mortgage Credit Certificates are available directly through United Bank. Income and home price limits apply. Consult your lending professional for details.
*Available for properties located in WV only
United Bank can help you build a primary or secondary residence from the ground up. We offer construction lines of credit for short term financing and, if you're looking for long term solutions, we can include both the construction loan and permanent financing in a single package - with just one closing.
Affordable Housing Loans offer flexible credit guidelines and reduced down payment and closing costs. Home Ownership Assistance Programs, Renovation Programs and Mortgage Credit Certificates are available directly through United Bank. Income and home price limits apply. Consult your lending professional for details.
In case of an error or questions about your mortgage loan, please write us at United Bank, Loan Resolution Department, P. O. Box 670, Ripley, WV 25271. If you e-mail any of our lenders, do not include personal information such as social security number or account numbers. This is for the protection of your personal information.
Home Equity Loans & Lines of Credit
At United Bank we listen to your needs and create a package of lending and credit options to make your dreams a reality. Take advantage of your biggest asset - your home - by using the equity to finance improvements, pay tuition, consolidate debt or make major purchases. United Bank offers both fixed and variable rates for home equity loans and home equity lines of credit (HELOC). The interest rate may be tax deductible, so consult your tax adviser for more details.
Auto, Boat, Motorcycle and RV Loanslocal office, or you may call 1.800.327.9862.
Check Your Credit Online
How good is your credit? Wouldn't you like to know? You can purchase a copy of your credit profile online at EQUIFAX. Review your credit history; make sure there are no surprises before you apply for a loan. Go to the EQUIFAX website now
Input Values: Purchase Price, Down Payment, Loan Value, Rate, Number of Payments Simple Loan Payment Calculator - Calculates Monthly Payment
Input Values: Monthly Deposit, Length of Time, Yield Rate Savings Goal Calculator - Calculates Monthly Deposit Required To Reach Goal
The calculations on provided calculators are estimated values only and may vary.
For exact figures, please contact us.