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United Rewards Checking

The account for those who want added benefits and special features.

United Rewards Checking is FREE if you use your United Visa® Check Card for 15 purchase transactions OR maintain a minimum of $500 in monthly direct deposits. Otherwise, United Rewards Checking is only $10 per month ($8 if eStatements are selected).

  • United VISA® Check Card*
  • FREE Online Banking with Bill Pay
  • FREE eStatements
  • FREE Mobile Banking with Check Deposit
  • Apple Pay
  • Shopping Rewards
    • Receive access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shoppping portal and receive cash back. Your cash back will be held in your Shopping Rewards account to use towards future purchases - or conveniently sent to you as a check. (Registration and activation required.)
  • Movie & Theme Park Ticket Discounts
    • Save up to 40% on movie and theme park tickets! Get your tickets in advance and avoid waiting in line.
  • Prescription Drug Discount Plan
    • Save an average of 30% on brand-name and generic prescription drugs. Our card is welcomed at approximately 40,000 pharmacies. This is not insurance.
  • No minimum balance
  • $5,000 Accidental Death & Dismemberment Insurance1 Enjoy a greater peace of mind with 24-hour insurance.
  • Identity Fraud Expense Reimbursement Coverage with Resolution Services1 Should you become a victim of identity theft, receive reimbursement for qualified expenses incurred in the recovery of your stolen identity and the support of a dedicated case manager.
  • Credit File Monitoring Receive daily monitoring of your credit report with email/ wireless alerts. In addition, receive unlimited online access.

Click here to find the right account for you

$50 minimum opening deposit. Customer purchases checks. For personal accounts only.
*No monthly fee. Other fees may apply.
1Insurance products not insured by FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate.

United FREE Checking

A free account for everyone!

  • United VISA® Check Card*
  • FREE Online Banking with Bill Pay
  • FREE eStatements
  • FREE Mobile Banking with Check Deposit
  • Apple Pay
  • No minimum balance
  • No monthly service charge

Click here to find the right account for you

$50 minimum opening deposit. Customer purchases checks. For personal accounts only.
*No monthly fee. Other fees may apply.

Platinum Checking

An account for those interested in higher interest!
  • United VISA® Check Card*
  • FREE Online Banking with Bill Pay
  • FREE eStatements
  • FREE Mobile Banking with Check Deposit
  • Apple Pay
  • Higher interest rates with balances of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • Only $10 monthly charge ($8 with eStatements selected) if minimum balance falls below $2,500

Click here to find the right account for you

$50 minimum opening deposit. Customer purchases checks. For personal accounts only.
*No monthly fee. Other fees may apply.