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Free Business Checking

Free Checking, Value, and Flexibility All In One Great Package

That’s why United created Free Business Checking, a package of services that includes everything that area businesses need, without all the things they don’t - like fees, charges or minimum balance requirements.

  • 500 Free Monthly Transactions - Includes deposited items, checks paid and deposits. Transactions above 500 per month are just $0.25 each.
  • checXchange™, a free check collection service that United Bank provides for its business and nonprofit customers.
  • No monthly maintenance fees
  • No minimum balance requirements
  • Free Online Banking and Bill Pay - Track your accounts, transfer funds, pay bills and more, all from your computer using Business eBanking. A secure, encrypted internet connection protects your privacy and provides 24/7 access.
  • United Business Visa® Check Card with No Annual Fee - subject to credit approval
  • Free check safekeeping available
  • Only $100 required to open 

Analyzed Business Checking

With Analyzed Business Checking your account will receive an earnings allowance based on the average 91-day Treasury Bill rate for the previous month times the average daily collected balance. The earnings allowance is compared to expenses incurred by the bank in servicing the account for the month. If the earnings allowance is greater than the expenses, there is no service charge. If expenses exceed the earnings allowance, a service charge equal to total expenses less the earnings allowance is applied to the account as outlined in the account analysis fee schedule.

If you have more than one business checking account, the balances may be combined for the purposes of analysis.

For complete details please call your local office, or you may call 1.800.327.9862.

Super Money Market Account

Our Super Money Market Account offers a great rate and liquidity with unlimited withdrawals or transfers in person, by mail or messenger and up to six transfers* out during the statement cycle.

Account Requirements
Minimum Opening Deposit $15,000
Minimum Balance Requirement $15,000 daily ledger
Monthly Service Charge $10
Excessive Withdrawal Fee
(for each withdrawal in excess of 6 per statement cycle per item)*
$15

*Limited to 6 transfers out per statement cycle; limited items include transfers by telephone, computer, ACH, wire transfer, or any preauthorized or automatic transfers.

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